Guides
Plain-English answers for Scottish flat owners
Free guides on factor changes, voting rules, and what your title deeds actually say — written for real buildings, not solicitors.
What your title deeds actually tell you
What you own, what you owe, how decisions get made, and what's buried in conveyancing language most owners never read.
Read guide →How to change your factor in Scotland
The real order of operations — from reading your deeds to serving notice and recovering your float. Plus the warning most buildings learn too late.
Read guide →How many owners need to agree to switch factor
Usually more than half the flats — one vote each. But your deeds may set a higher bar, and silence doesn't count as agreement.
Read guide →Factor charges: what to look for
Insurance commission, float balances, contractor mark-ups, and the charges buried in the small print — not just the monthly management fee.
Read guide →Deed of Conditions vs old tenement deeds
Modern developments use one master deed; Victorian tenements scatter rules across split-off writs. Why it changes repairs, voting, and factor rules.
Read guide →
This is information, not legal advice. Verify with a solicitor for your specific situation.